Legal Statement

IT IS IMPORTANT THAT YOU READ THIS PAGE. IT CONTAINS IMPORTANT INFORMATION. BY ACCESSING THIS WEBSITE, YOU WILL BE DEEMED TO HAVE AGREED TO WHAT IS SET OUT BELOW.

1. This website is published:

by Caledonia Asset Management Ltd, 5 Charlotte Square, Edinburgh, EH2 4DR, who are authorised and regulated by the Financial Services Authority. FSA number 214037.

2. Information, Not Advice:

This website is for information only and is subject to change without notice. It is not intended to offer advice and is not to be taken as in any way offering advice.

3. Leaving the Website:

After you leave this website (whether knowingly or not), Caledonia Asset Management Ltd is not responsible in any way for any other pages, websites or other thing that you access, and the results of accessing them.

4. Copyright:

The Pension Problems logo is a registered trademark of Pension Problems Ltd and is used with their permission.

5. United Kingdom Residents:

This website is issued in the United Kingdom and is intended for the information and use of United Kingdom residents only.

6. Downloading Information:

Please note that any downloading of software or information is done at your own risk. Caledonia Asset Management Ltd does not warrant the suitability of anything that is downloaded and accepts no liability for any problems that may arise as a result. If you are in any doubt about downloading anything, we recommend that you take specialist advice before downloading.

7. E-mail:

Caledonia Asset Management Ltd does not guarantee that any e-mail sent to us will be received, or that the contents will remain private during transmission. If you are concerned about this, then please consider other means of communication. You will be responsible for ensuring that any electronic message or information you send to us is free from any virus or defect that may harm our systems in any way.

8. Website Availability:

Caledonia Asset Management Ltd does not guarantee that this website will be available at all times. Further, this website may be withdrawn at any time without notice. Caledonia Asset Management Ltd shall not be liable in any way if this website is unavailable or withdrawn.

9. General:

(a) Caledonia Asset Management Ltd has taken care concerning the accuracy and integrity of what is on this website. However, Caledonia Asset Management Ltd is not to be held liable in any way for any errors and/or omissions concerning what is on, or is omitted from, this website.

(b) Caledonia Asset Management Ltd will not be liable in any way for the results of any unauthorised access to this website, or any unauthorised alteration to this website.

(c) The terms of, and use of, this website shall be governed by the law of that part of the United Kingdom in which the user resides.

10. Data Protection:

Caledonia Asset Management Ltd, takes care to protect the privacy of its customers and users of this website. More information on the treatment of your personal information is described in the Privacy Policy on this web site. You have the right to obtain copies of all the personal information that we hold about you. In accordance with the Data Protection legislation, we currently charge a fee of £10 for this service. The Data Protection Act 1998 requires Caledonia Asset Management Ltd to notify the Data Protection Office with the purposes for which it uses personal data and the parties to whom it may disclose that data. This information is available for public inspection at the Data Protection Office, Wycliffe House, Water Lane, Cheshire.

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