Case Studies

Anne wants to use her pension fund to purchase a commercial property, however she currently has insufficient funds to allow this and new regulations limit the borrowing power of pension funds. How can this be achieved for her?...read more»

Bill and Arthur, currently in partnership together are planning for retirement and want increased flexibility in their pension planning while at the same time maximising their Tax Free Cash. Is this possible?...read more»

Company Director Alexander has an occupational pension scheme and is considering partial retirement. He wants to begin to take benefits from his pension while continuing in employment. His current pension arrangements do not allow for this. What can be done?...read more»

Company A has gone into receivership while sponsoring the staff pension scheme. There is little administrative support and no contributions have been made into the scheme for three years. The Trustees seek advice on how to proceed....read more»

David has an old pension scheme with a Normal Retirement Date of 55. Months away from his 55th birthday he is still trying to transfer his benefits from this scheme to his new employer’s scheme where the retirement date is set at 60. He appears to have run out of time – can the transfer still be achieved?...read more»

Company X is negotiating to buy company Y where there is a £500,000 pension deficit. Can the running costs of the scheme be reduced to help reduce the pension scheme deficit in the years following the purchase and make it a viable proposition?...read more»

An American conglomerate wants to purchase Glasgow based Company X which sponsors both the staff and Directors pension schemes. Directors are keen to protect the staff scheme and to disengage the Directors scheme following purchase, while the conglomerate must be satisfied that both schemes are financially solvent. When, at an advanced stage of the negotiations, the conglomerate appoints a leading UK pensions lawyer the accountants acting for Company X approach us for assistance. ...read more»

60 year old Peter, currently running the family business and in ill health wanted to raise money from his pensions to buy a retirement property abroad and then partially retire over the next five years. How can this be achieved?...read more»

Recent graduate Arthur has been offered membership of a Stakeholder Pension by his first employer. He would like to invest in ethical funds and wants to receive advice on his pension prior to setting it up. Does the Stakeholder meet his requirements?...read more on this private pensions case study